Don’t forget, for many years #Uber insisted loudly that it would reduce traffic in cities. Instead, Uber drivers cruise without passengers 40% of the time. Uber and Lyft no longer claim they reduce traffic. They now admit they increase congestion. So much for “making cities better…” Via @wsj.com@bsky.brid.gy
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Balcony of Europe, Nerja
Nerja is a great place to visit when you are in southern Spain, located just east of MalagaBYTESEU (Bytes Europe)
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I've very much enjoyed my tradition of watching an annual video of "christmas lights suck, here's some actually good ones"
youtube.com/watch?v=oy7BrKNmZA…
- YouTube
Auf YouTube findest du die angesagtesten Videos und Tracks. Außerdem kannst du eigene Inhalte hochladen und mit Freunden oder gleich der ganzen Welt teilen.www.youtube.com
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Saying "Screw You" to anyone not using electronic payments, Fed considering banning writing checks
cnn.com/2025/12/05/economy/fed…
federalreserve.gov/newsevents/…
Federal Reserve Board requests public input on the impact of potential strategic changes to check services provided by the Fed, as well as check usage and preferences
The Federal Reserve Board on Thursday requested public input on the impact of potential strategic changes to check services provided by the Fed, as well as cheBoard of Governors of the Federal Reserve System
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Here's an alt-text description of the image:
The image depicts three figures in elaborate costumes posing in a dimly lit urban alleyway. The alley has weathered brick walls covered in graffiti and posters, and the ground is paved with uneven stones. The figure to the left is wearing a red and white outfit with long pink hair and is holding a gloved hand forward. To the right of them, another figure in a gold outfit with long red hair stands with one leg bent and a hand on the hip. The third figure, positioned further back, is wearing a blue outfit with long blue hair and is kneeling. A bright red sign with Chinese characters is visible above the entrance to a building; the text reads “包餃三香”. Two bicycles are leaning against the wall on the right side of the frame.
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Berries for autumn and winter | Tony Tomeo | Home & Garden - All For Gardening
Cool season annuals are less diverse than warm season annuals for one simple reason. Flowers prefer to bloom while their favorite pollinators are most active.Gardening (All For Gardening)

Kim Possible
in reply to Lauren Weinstein • • •The thing that no one thinks about is the loss of control over one's finances: what it's like for the poor and/or those who have income that varies, like tipped hospitality industry workers, or those who work in commission sales.
For those workers (a significant percentage in the Atlanta area) it can be a scramble to pay bills. You may not know how many of your bills you can pay on time, and you may have to cobble them from more than one source, like splitting a payment on two credit cards, or partially from the credit union, instead of 100% from your bank. Any automatic debit system is a nightmare for people who don't know how much money they are going to make, or what emergencies they may incur. If the money isn't there, paying by check would only net one late fee, but if the automatic debit causes you to be overdrawn, now you have a fee from the bank on top of the late fee assessed by the payee.
Our entire system has always favored those on a regular salary and the wealthy. Banks/Credit card companies don't make any money on the people who don't carry any debt. This
... show moreThe thing that no one thinks about is the loss of control over one's finances: what it's like for the poor and/or those who have income that varies, like tipped hospitality industry workers, or those who work in commission sales.
For those workers (a significant percentage in the Atlanta area) it can be a scramble to pay bills. You may not know how many of your bills you can pay on time, and you may have to cobble them from more than one source, like splitting a payment on two credit cards, or partially from the credit union, instead of 100% from your bank. Any automatic debit system is a nightmare for people who don't know how much money they are going to make, or what emergencies they may incur. If the money isn't there, paying by check would only net one late fee, but if the automatic debit causes you to be overdrawn, now you have a fee from the bank on top of the late fee assessed by the payee.
Our entire system has always favored those on a regular salary and the wealthy. Banks/Credit card companies don't make any money on the people who don't carry any debt. This would likely raise fees and extra debt burden on those who can least afford it.
Wandering Hermit
in reply to Lauren Weinstein • • •I live in a very rural area. Before I moved here I wrote very few checks, but out here in the boonies there are a lot of organizations which only accept checks. I guess that would kill what's left of our economy.
Also: If the volume of checks is decreasing, why do they have to improve infrastructure to handle this new, lower volume? Huh?
Kim Possible
in reply to Wandering Hermit • • •Louise Auerhahn 🏳️🌈
in reply to Lauren Weinstein • • •Lauren Weinstein
in reply to Louise Auerhahn 🏳️🌈 • • •Louise Auerhahn 🏳️🌈
in reply to Lauren Weinstein • • •James Wells
in reply to Louise Auerhahn 🏳️🌈 • • •Most Americans have credit and debit cards, so going electronic is less of an issue for them than you might realize. Having said that, yes there is a segment of society that eschews banks and instead waste their money with check cashing services... Those are the people who are being targeted with this BS proposal.
@lauren
Lauren Weinstein
in reply to James Wells • • •James Wells
in reply to Lauren Weinstein • • •According to a 2023 or 2024 Axios report, roughly 94% of all US households have bank accounts. Now while the remaining 6% do make up roughly 18-19 million people, we are always going to have to say "screw you" to someone. This, or something very like it, is going to have to happen. Checks are far too easy to abuse and cash is not much better.
@lauerhahn
NilaJones
in reply to James Wells • • •@nikatjef @lauerhahn
I think that's fine, as long as you and everyone who votes for it is volunteering to be one of the people who is unable to use card-based payments, for the rest of your/their life
James Wells
in reply to NilaJones • • •Umm, why would we do that... We are supporting the move to card based solutions. More importantly, we are not the people, for whatever reason, are unwilling to migrate to cashless solutions.
@lauren @lauerhahn
NilaJones
in reply to James Wells • • •@nikatjef
My comment seems to have gone right over your head
James Wells
in reply to NilaJones • • •The please explain it to me like I am five... You stated "is volunteering to be one of the people who is unable to use card-based payments, for the rest of your/their life". Sounds an aweful lot like you are saying that I should be forced to get rid of the payment systems that the vast majority of Americans have available to them
NilaJones
in reply to James Wells • • •@nikatjef
I'm saying that people (such as yourself) who think it's okay that some people don't have access to the new system, should volunteer to be one of the people who don't have access
Sometimes it's easy to say that access isn't important, if you aren't the person who's going without
James Wells
in reply to NilaJones • • •@NilaJones
Okay, please explain why those 18-19 million don't have access to banks or debit cards please? I think you will find most of them made a choice not to, it was not something forced on them.
@lauren
Kim Possible
in reply to James Wells • • •