Judge scraps US rule capping #CreditCard late fees at $8
U.S. District Judge Mark Pittman in Fort Worth, #Texas granted a joint request by #Trump’s #CFPB and a coalition of 6 business & banking groups [pretty much who the CFPB is supposed to be protecting #consumers from] including the US Chamber of #Commerce & American #Bankers Association to scrap the rule adopted during President Joe #Biden's administration.
Judge Pittman, an appointee of #Trump, agreed w/both sides that the rule violated the #CreditCard Accountability & Disclosure Act of 2009 because it prohibited issuers from charging fees "reasonable & proportional to violations."
The rule capped late fees for issuers with >1M open accounts unless they could prove higher fees were necessary to cover costs. It was part of #Biden's crackdown on "junk fees," & was intended to reduce the typical late fee from about $32.
The Consumer Financial Protection Bureau (CFPB) ) finalized a rule today to cut excessive credit card late fees by closing a loophole exploited by large card issuers.
Photo : YONHAP News Finance Minister Choi Sang-mok pledged to submit the government's supplementary budget plan to the National Assembly by early next week,after the government announceda budget worth about 12 trillion won, or roughly eight-point-fou…
Economist Ha-Joon Chang warns: “Pleasing Trump won’t help… Korea could suffer by leaning on the U.S.”https://www.khan.co.kr/article/202504151802207/?eng#c2bPosted by frostformation
As well as registering and making sure you have up to date papers, you should also wear something to show your secondary status. Maybe something from the flag... Like a star. Yes non citizens should wear a star...
@greenpepper22 of course immigration controls are usual. This authoritarian and draconian stance is not though. Multiple month visas are usual, also people in border towns tend to move about and break the rules at times simply because borders go through their communities.
I've been to the US a lot in my life and have never thought "shit 30 days have passed I need to federally register", that's an alien concept, those things belong at borders and in embassies.
oh yeah it seems like a big dumb idea that won’t accomplish anything they couldn’t just already figure out with the existing system
It’s confusing to see someone ask for something that doesn’t really seem to be of any value that could probably also just figure out on their own, so I wanted to make sure I wasn’t missing something. It’s dumb and loud and xenophobic for the sake of being dumb and loud and xenophobic from what I can tell
Budget 2026: Bayrou met la France en régime d’austérité permanente
Lors d’un discours vide en termes d’annonces, #FrançoisBayrou a confirmé le 15 avril son intention de faire des économies, et vite, sans augmenter les impôts. Pour la planification écologique et la relance des services publics, en revanche, on repassera.
Lors d’un discours vide en termes d’annonces, François Bayrou a confirmé le 15 avril son intention de faire des économies, et vite, sans augmenter les impôts.
travaillé plus pour toujours gagné moins. Intervention à vomir du président de la BPI ce matin sur RMC. Allez les amis, la France de Zola bientôt de retour !! Et pour le slogan, puisqu'il parle de vérité, la vérité ceux sont eux les parasites, pire que des morpions s'attachant à leurs privilèges qui nous ont mis dans le mur depuis 60 ans avec leur croissance infinie. Vivement le retour de la guillotine.
BRATISLAVA, Slovakia (AP) — Slovakia’s populist Prime Minister Robert Fico reacted angrily Tuesday to what he called “disrespectful” remarks by the European Union foreign policy chief who warned European leaders against traveling to Moscow for milita…
Hungary's parliament amended its constitution Monday to ban public LGBTQ+ gatherings, as it declared children's rights to "moral, physical and spiritual development supersede any right other than the right to life." The amendment, which passed by a vote of 140 to 21, will allow the Hungarian government to temporarily suspend the citizenship of any dual nationals who are determined to be a threat to the country's security. It also mandates two...
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DATE: April 15, 2025 at 06:04AM SOURCE: SOCIALPSYCHOLOGY.ORG
TITLE: Hungary Amends Constitution, Banning Public LGBTQ+ Gatherings
Hungary's parliament amended its constitution Monday to ban public LGBTQ+ gatherings, as it declared children's rights to "moral, physical and spiritual development supersede any right other than the right to life." The amendment, which passed by a vote of 140 to 21, will allow the Hungarian government to temporarily suspend the citizenship of any dual nationals who are determined to be a threat to the country's security. It also mandates two...
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Hungary's parliament amended its constitution Monday to ban public LGBTQ+ gatherings, as it declared children's rights to "moral, physical and spiritual development supersede any right other than the right to life."
Barack Obama has come out in support of Harvard after the Trump administration elected to cut $2 billion of its federal grants after the Ivy League school rejected what it said was an attempt at "government regulation" of the university. Meanwhile, faculty at Yale University—another prominent Ivy League institution—has asked its leadership "to resist and legally challenge any unlawful demands that threaten academic freedom and… self-governance."
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DATE: April 15, 2025 at 06:04AM SOURCE: SOCIALPSYCHOLOGY.ORG
TITLE: Obama and Yale Faculty Back Harvard As Trump Cuts $2 Billion
Barack Obama has come out in support of Harvard after the Trump administration elected to cut $2 billion of its federal grants after the Ivy League school rejected what it said was an attempt at "government regulation" of the university. Meanwhile, faculty at Yale University—another prominent Ivy League institution—has asked its leadership "to resist and legally challenge any unlawful demands that threaten academic freedom and… self-governance."
Unofficial Psychology Today Xitter to toot feed at Psych Today Unofficial Bot @PTUnofficialBot
NYU Information for Practice puts out 400-500 good quality health-related research posts per week but its too much for many people, so that bot is limited to just subscribers. You can read it or subscribe at @PsychResearchBot
Since 1991 The National Psychologist has focused on keeping practicing psychologists current with news, information and items of interest. Check them out for more free articles, resources, and subscription information: nationalpsychologist.com
Birmingham’s bin crisis, which has led to tonnes of rubbish piling up on the city’s streets, has been making headlines around the world.Our foreign correspondents have flagged some of the coverage from their patches.
A groundbreaking open-source computer program uses artificial intelligence to analyze videos of patients with Parkinson's disease and other movement disorders. The tool, called VisionMD, helps doctors more accurately monitor subtle motor changes—whether the videos are recorded on a smartphone, laptop, or over Zoom—by extracting precise motion metrics. The software also runs entirely on local computers, thereby ensuring data privacy.
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DATE: April 15, 2025 at 06:03AM SOURCE: SOCIALPSYCHOLOGY.ORG
TITLE: AI Tool to Better Assess Parkinson's Disease, Other Movement Disorders
A groundbreaking open-source computer program uses artificial intelligence to analyze videos of patients with Parkinson's disease and other movement disorders. The tool, called VisionMD, helps doctors more accurately monitor subtle motor changes—whether the videos are recorded on a smartphone, laptop, or over Zoom—by extracting precise motion metrics. The software also runs entirely on local computers, thereby ensuring data privacy.
Unofficial Psychology Today Xitter to toot feed at Psych Today Unofficial Bot @PTUnofficialBot
NYU Information for Practice puts out 400-500 good quality health-related research posts per week but its too much for many people, so that bot is limited to just subscribers. You can read it or subscribe at @PsychResearchBot
Since 1991 The National Psychologist has focused on keeping practicing psychologists current with news, information and items of interest. Check them out for more free articles, resources, and subscription information: nationalpsychologist.com
Researchers from NASA’s Jet Propulsion Laboratory in Southern California, private companies, and academic institutions are developing the first space-based quantum sensor for measuring gravity. Supported by NASA’s Earth Science Technology Office (ESTO), this mission will mark a first for quantum sensing and will pave the way for groundbreaking observations of everything from petroleum reserves to […]
In this photo provided by the Ukrainian Presidential Press Office, NATO Secretary General Mark Rutte and Ukraine’s President Volodymyr Zelenskyy, right, pose for a photo during their meeting in Odesa, Ukraine, Tuesday, April 15, 2025.
Elon Musk's Department of Government Efficiency (DOGE) claims to have cut more than 7,000 federal contracts. Besides the savings from each cut, little detail is available, but it's clear that for some families, the loss has been devastating. One such cut cancelled a program called "Charting My Path for Future Success"—a research-based effort to help disabled students make the transition from high school to college or the world of work and...
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DATE: April 15, 2025 at 06:03AM SOURCE: SOCIALPSYCHOLOGY.ORG
TITLE: Musk's DOGE Abruptly Cut a Program for Disabled Teens
Elon Musk's Department of Government Efficiency (DOGE) claims to have cut more than 7,000 federal contracts. Besides the savings from each cut, little detail is available, but it's clear that for some families, the loss has been devastating. One such cut cancelled a program called "Charting My Path for Future Success"—a research-based effort to help disabled students make the transition from high school to college or the world of work and...
Unofficial Psychology Today Xitter to toot feed at Psych Today Unofficial Bot @PTUnofficialBot
NYU Information for Practice puts out 400-500 good quality health-related research posts per week but its too much for many people, so that bot is limited to just subscribers. You can read it or subscribe at @PsychResearchBot
Since 1991 The National Psychologist has focused on keeping practicing psychologists current with news, information and items of interest. Check them out for more free articles, resources, and subscription information: nationalpsychologist.com
A new study has found that delusions typically emerge before hallucinations in people at high risk for psychosis, overturning a longstanding belief that hallucinations drive delusional thinking. By analyzing symptom progression across three large cohorts, Yale University researchers consistently observed that delusions were the earliest symptom, reappearing even before hallucinations during relapses. The results suggest new strategies for...
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DATE: April 15, 2025 at 06:03AM SOURCE: SOCIALPSYCHOLOGY.ORG
TITLE: Delusions Often Appear Before Hallucinations in Early Psychosis
A new study has found that delusions typically emerge before hallucinations in people at high risk for psychosis, overturning a longstanding belief that hallucinations drive delusional thinking. By analyzing symptom progression across three large cohorts, Yale University researchers consistently observed that delusions were the earliest symptom, reappearing even before hallucinations during relapses. The results suggest new strategies for...
Unofficial Psychology Today Xitter to toot feed at Psych Today Unofficial Bot @PTUnofficialBot
NYU Information for Practice puts out 400-500 good quality health-related research posts per week but its too much for many people, so that bot is limited to just subscribers. You can read it or subscribe at @PsychResearchBot
Since 1991 The National Psychologist has focused on keeping practicing psychologists current with news, information and items of interest. Check them out for more free articles, resources, and subscription information: nationalpsychologist.com
Member of the Presidency of Bosnia and Herzegovina, Denis Bećirović, pointed out in Brussels on Tuesday the importance of NATO’s proactive action in BiH, calling for ensuring the long-term presence of NATO forces in military bases in BiH, as this wou…
"MCC think tank “echoes Orbàn’s authoritarian policies and values”, say anti-fascists of Vigilance Cordon Sanitaire ~ From Stuut.info ~ Last night (14 April), activists covered the facades of Brussels hotels and venues with anti-far-right posters. These activists are protesting the hosting of conferences by MCC
In a live interview with Alejandro Fantino, President Javier Milei addressed key issues related to Argentina’s economic and productive outlook, including mining, lithium, copper, uranium, and the country’s geopolitical alignment with the United State…
Three unanswered Aston Villa goals stirred fears of another PSG Champions League collapse, but the two favorites survived and advanced to the semifinals.
Old Man in the Shoe
in reply to Nonilex • • •Nonilex
in reply to Nonilex • • •Judge Pittman, an appointee of #Trump, agreed w/both sides that the rule violated the #CreditCard Accountability & Disclosure Act of 2009 because it prohibited issuers from charging fees "reasonable & proportional to violations."
The rule capped late fees for issuers with >1M open accounts unless they could prove higher fees were necessary to cover costs.
It was part of #Biden's crackdown on "junk fees," & was intended to reduce the typical late fee from about $32.
#law
consumerfinance.gov/about-us/n…
CFPB Bans Excessive Credit Card Late Fees, Lowers Typical Fee from $32 to $8 | Consumer Financial Protection Bureau
Consumer Financial Protection Bureau